Small business AP

AP automation for small business, without the enterprise implementation

No demo gate, no implementation project and no annual minimum. inletAP is priced, packaged and built to be adopted by one person in an afternoon.

The free plan processes 25 invoices a month with unlimited users, takes no credit card and does not expire. You get your own intake address at the end of setup.

Free

$0

25 invoices / month

Starter

$39

150 invoices / month

Growth

$99

500 invoices / month

Pro

$249

1,500 invoices / month

  • Unlimited users on every plan
  • Free every month, not a trial
The published price list: four plans, with users unlimited on each.

Why small teams stay manual longer than they should

The obstacle is rarely the software’s capability. It is the shape of the purchase around it.

The purchase is built for someone else

Enterprise platforms require a demo before they quote, an implementation measured in weeks, and an annual commitment. That suits a procurement department. It does not suit a controller who also does payroll.

So staying manual is rational

The evaluation costs more attention than the software saves, and picking wrong means a year-long contract. By the time volume settles it, the process has calcified around a shared mailbox and a spreadsheet.

The fix is a different purchase

A free tier you can run real invoices through, published prices, no implementation project, and monthly billing you can leave. That is why a small management company can adopt inletAP when it could not adopt AvidXchange or Stampli.

The trade, stated plainly

inletAP has no payment rails, no check against goods received, and no decade of enterprise deployment. If you need those, buy the enterprise product. If you want invoices to stop being typed in by hand, this is built for you.

Capabilities

What makes it adoptable by a small team

A free plan, not a trial

25 processed invoices a month, unlimited users, one intake mailbox, the QuickBooks Online and Xero connectors and CSV export. No credit card and no expiry. It is a hard cap, so it cannot generate a bill you did not expect.

Published prices

$39, $99 and $249 a month for 150, 500 and 1,500 invoices. Overage from $0.35 down to $0.18 an invoice. Annual billing is two months free — ten months instead of twelve.

No implementation project

Signing up creates the workspace and issues the first intake mailbox in the same session. Vendor mappings and approval tiers are added as you go, not configured before you start.

Useful on day one

CSV export is on every plan including free, so inletAP is producing something your ledger can consume before you have connected anything.

Everyone can have a login

Unlimited users on every plan, including free. Invite every approver, every property manager and your outside bookkeeper — the price is per invoice document, so headcount never changes the bill.

Controls a small team can actually run

Separation of duties as a setting an admin turns on, so whoever edited an invoice cannot approve it. Approval thresholds by amount, duplicate and price checks on every bill, and an append-only audit log.

Why this one

The checklist worth applying to any AP tool you evaluate

  • Can you see the price without booking a call?
  • Can you run your own invoices through it before paying?
  • Is there an implementation fee or a professional services requirement?
  • Is there an annual minimum, or can you leave monthly?
  • How long from signing up to processing a real invoice?
  • Does it understand the coding dimensions your business actually uses?
  • What happens to your documents if you stop paying?

Compare

Where inletAP sits against the alternatives

An honest placement rather than a scorecard. Two of these are excellent products that are simply aimed at a different buyer.
Compiled from these vendors' public positioning in 2026. If payment rails or a check against goods received are requirements, inletAP is not the right product for you — and it is cheaper for both of us if you find that out here. Side by side with one vendor: Bill.com and AvidXchange.
 inletAPEnterprise AP (AvidXchange, Nexus)Horizontal AP (Bill, Stampli, Ramp)
Published pricingYes, with a free tierNo — demo requiredUsually yes
Self-serve signupYesNoUsually
Implementation projectNoneWeeks to monthsDays
Property / unit / entity codingFirst-classFirst-classGeneric dimensions
Per-property intake addressesYesVariesNo
Payment railsNoneIncludedIncluded
Purchase order matching2-way, with balance trackingYesVaries
Check against goods receivedNoYesVaries
Best fitSmall–mid property managementLarge portfolios with procurementGeneral SMB finance

Compiled from these vendors' public positioning in 2026. If payment rails or a check against goods received are requirements, inletAP is not the right product for you — and it is cheaper for both of us if you find that out here. Side by side with one vendor: Bill.com and AvidXchange.

Pricing

Start at nothing, and only move when volume says to

Free for 25 invoices a month, with the QuickBooks Online and Xero connectors included. $39 at 150, which is where the rules engine and approval tiers switch on. $99 at 500.

Unlimited users throughout. Monthly billing, no minimum, cancel whenever.

Prices are in US dollars and exclude sales tax, which is added where it applies.

Paid plans renew automatically at the price shown — every month, or every 12 months on annual billing — until you cancel. Cancel any time in billing settings: the next renewal stops and you keep the period you have already paid for.

See all plans

Small business AP — common questions

What is the cheapest way to automate accounts payable for a small business?
Start on a free tier and only pay once volume justifies it. inletAP's free plan processes 25 invoices a month, with unlimited users, one intake mailbox, the QuickBooks Online and Xero connectors and CSV export, no credit card and no expiry — it is a hard cap rather than a trial, so it cannot surprise you with a bill. Paid plans begin at $39 a month for 150 invoices.
Do I need a demo call to get pricing?
No. Every plan, allowance and overage rate is on the pricing page, and there is no per-user line to ask about because users are unlimited on every plan. You can also just sign up and start — no card, no sales conversation, no scheduled call before you are allowed to see the product.
Is there a minimum contract or an implementation fee?
Neither. No annual minimum, no setup fee and no professional services engagement. Signing up creates the workspace and issues your first intake mailbox in the same session, so you can forward a real invoice within minutes.
How many people do I need to run this?
One person can run it, and adding more costs nothing — every plan has unlimited users, including the free one. So put the second approver in from the start rather than working around a license count. The approval features become useful as soon as a second person is involved; the rules engine and approval tiers switch on with the Starter plan at $39 a month.
We only process about 60 invoices a month. Is that too few to bother?
Ardent Partners puts the average fully-loaded cost of processing an invoice at $9.84, with best-in-class AP operations at $2.65 against $12.42 for all others (State of ePayables 2025). Sixty invoices a month is around $431 a month of difference — against a $39 plan, since sixty invoices sits inside Starter's 150. Whether that math holds for you depends on what your team's time is actually worth, which is exactly why the free plan exists: run it for a month and measure it rather than taking anyone's word.
How is this different from Bill.com, Stampli or Ramp?
Those are strong, mature products aimed at general business AP, and they include payment rails that inletAP does not have. The difference is the vertical: inletAP treats property and entity as first-class coding dimensions, gives each property its own intake address, and routes approvals to site staff. If you are not in property management, one of those is probably a better fit — that is a genuine recommendation, not modesty.

Keep reading

Run a month of invoices through it for nothing

25 processed invoices, unlimited users, no credit card, no expiry. That is enough to know whether the extraction holds up on your vendors and whether the math works on your volume.